Interest Rates

Effective: 13th November, 2008

Wisdom Product Premium Rate Loan #
MDR (% p.a.)
Standard Rate Loan
MDR (%p.a.)
Interest Rate *Comparison Rate Interest Rate *Comparison Rate
Variable (P&I, IO) 6.94% 7.30% 7.04% 7.05%
 Line of Credit (LoC)  7.19%  - 7.29%  -
3yr Fixed - - 7.88% 7.73%
5yr Fixed - - 8.18% 7.90%
 Low Doc 80% - - 7.69% 7.70%

Above rates are applicable for new loans only. 

# Fees Apply: Annual Fee $330, Application Fee $650, Conversion Fee $350, Settlement Fee $350 

* The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years. A comparison rate schedule is available by emailing us at mpsc@mortgage-wisdom.com.au
Please note: This comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees are not included in the comparison rate but may influence the cost of the loan.