Interest Rates

Effective: 1 July, 2010

Wisdom Product Interest Rate *Comparison Rate
Variable  < 65% LVR 6.62% 6.63%
Variable  > 65% LVR  6.72% 6.73%
 Line of Credit (LoC) < 65% LVR 6.87% -
Line of Credit (LoC) > 65% LVR  6.97% -
3 Year Fixed 7.29% 6.89%
5 Year Fixed 7.94% 7.13%
 Lo Doc < 60% LVR 6.82% 6.83%
Lo Doc > 60% - 80% LVR 7.02% 7.03%

Above rates are applicable for new loans only. 

Fees Apply: Application Fee $600, Conversion Fee $350, Settlement Fee $350 

* The comparison rate is calculated on a loan amount of $150,000 over a term of 30 years. A comparison rate schedule is available by emailing us at mpsc@mortgage-wisdom.com.au
Please note: This comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees are not included in the comparison rate but may influence the cost of the loan.